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The Digital Finance Research Programme

Joerg Osterrieder, Assoc. Dr.

I firmly believe in the transformative power of AI to revolutionize the financial industry. By fostering collaboration between academia and industry, we can unlock unprecedented opportunities for innovation, transparency, and efficiency. Our commitment to ethical AI practices ensures that these advancements benefit all stakeholders and contribute to a more inclusive and fair financial landscape

Joerg Osterrieder, Assoc. Dr.

Research Programme

The University of Twente - ING collaboration on Artificial Intelligence is part of a larger pan-European research programme on Digital Finance, where the University plays a leading role: In total, more than 360 researchers, 50 universities and 25 companies work together in various European research programmes.

  • UT - ING collaboration on Articial Intelligence - since 2021 (Lead: prof. dr. Jos van Hillegersberg)
  • MSCA Industrial Doctoral Network on Digital Finance (Coordinator: University of Twente (Joerg Osterrieder))
  • European COST Action on Fintech and Artificial Intelligence in Finance (Action Chair: Joerg Osterrieder)
Funding Agencies
  • Horizon Europe
  • COST Assocation
  • Marie Sklodowska-Curie Actions
  • Swiss National Science Foundation
  • Swiss State Secretariat for Research
  • ING
Research Grants
  • Action Chair COST FinAI
  • Scientific Grant Holder COST FinAI
  • Coordinator MSCA Doctoral Network on Digital Finance
  • SNF Narrative Digital Finance
  • SNF Network-based credit risk models
  • SNF Blockchain Fraud Detection
  • SERI Digital Finance
  • ING – UT Cooperation
Research - Digital Finance
  • 30 Individual Research Projects
  • 25 Doctoral Candidates across Europe, of which 12+ affiliated with UT
  • PI or Co-PI of seven research projects
  • 100% of research topics linked to UT
  • A European PhD Programme
Research Projects
  • 30 Individual Research Projects
  • 25 Doctoral Candidates across Europe, of which 12+ affiliated with UT
  • PI or Co-PI of seven research projects
  • 100% of research topics linked to UT
  • A European PhD Programme
A European Cooperation
  • 51 Countries
  • 300+ Researchers
  • 100+ Institutes
  • The University of Twente
  • Faculty of Behavioural, Management and Social sciences

AI in Finance

  • Mission: Personalize financial services with AI, address AI talent shortage in finance, and explore ethical AI use.
  • Network: University of Twente and ING Group collaboration. The initiative is part of KickStart AI, backed by five leading Dutch companies (Ahold Delhaize, ING, KLM, NS, and Philips
  • Activities: MSc supervision, industry guest lectures, workshops, PhD internships, and industry research focusing on areas like credit risk, fraud detection, and personalized banking.

MSCA Digital Finance

  • Mission: European Research Network bridging the gap between Industry and Academia in Finance
  • Network: European Universities, International Corporation, European Research Centers, and Intergovernmental Agencies
  • Research: Advancing Digital Finance Research and Bridging the Gap between Industry and Academia

COST FinAI

  • Mission: European Research Network with a Global Reach
  • Network: European COST Countries and International Partners
  • Research: Inclusive, Interdisplinairy, Advancing Science and Technology

Swiss National Science Foundation

  • Mission: Investing in researchers and their ideas to generate knowledge for a better future for all. Promoting an open research culture, including equality, diversity, and inclusion.
  • Network: Collaborates with universities and other institutions, as well as national and international partners.
  • Research: Funds research across various disciplines, from chemistry to medicine to sociology. Focuses on Open Science and the responsible use of Artificial Intelligence.

Our Research Team